The federal government provides
expected family contribution (EFC)
to colleges as a guide to help
determine how much a family
should pay and how much aid they
To find your estimated EFC, go to
the box where your income and
Example: A couple with $150,000
in combined income and $100,000
in savings would have an estimated
EFC of $34,143.
Key takeaway: Increases in income
have a much bigger impact on
financial aid eligibility than the same
increases in savings.
Estimating Expected Family Contribution